Whether you’re a B2B service provider, manufacturer, trader, or distributor operating on a wide-reaching scale, you need fast working capital that not only covers your operational needs, but helps expand and diversify your business too. Unfortunately, traditional lending institutions require extensive documentation before they decide to grant a loan of a significant ticket size. Add to that the inconvenience of long wait times before the loan gets accepted and the funds are disbursed. Avoid these unnecessary hassles with Capital Float’s ‘Term Finance’ which is ideal for SMEs with positive monthly cash flow and short-term investment requirements. This product packs all the benefits of an unsecured business loan with the added convenience of technology. With minimal documentation and speedy access to finance, you can fast-track your business growth and boost your profit margins. The online application form will only take a few minutes of your time. Click here to get started.
We offer you wide loan range, so you can avail the optimum amount to fund your business requirements.
We understand that your requirements, resources and objectives are unique to your business. Therefore, we tailor our credit underwriting parameters as per the nature of your enterprise.
Traditional lending institutions charge you a fee if you decide to pay off the loan earlier than decided, based on your remaining balance. With Term Finance, we charge no penalty for the same, which means, you no longer have to worry about closing your loan obligation ahead of the pre-decided date.
Choose a flexible repayment option ranging from 6 months to 36 months according to the nature of your business and your cash flows. Our wide loan tenure ensures that you can opt for a finance option that is best suited for your enterprise.
In a fast-paced commercial world, timely access to funds has the power to unlock potential business opportunities. Therefore, we assess your creditworthiness in hours, and grant you a loan within 3 days.
You no longer have to make multiple trips to the bank or wait in queues. Get quick access to working capital finance from the comfort of your home or office. As long as you have a computer system with an internet connection or our handy app installed on your smartphone, you can apply for a business loan from wherever you are at any given time.
Given the completely unsecured nature of Term Finance, you need not pledge any personal or business assets to secure a working capital loan. All we require from you is the listed documentation that you can digitally upload while applying for the loan.
SMEs that meet the following criteria are eligible for ‘Term Finance’
To ensure a quick, smooth application process, please ensure that you have digital copies of the following documents.
At Capital Float, we conduct business in the most transparent manner. The borrower is only obligated to pay a processing fee of up to 2% for the loan. There are no hidden or pre-closure penalties during or after the application process.