Our Process

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10-minute online application form

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Approved

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Drawdown

Disbursal

Loan amount disbursed within 72 hours

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Fast

Friendly

Affordable

Fast

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Time to get funds <1 Week 4-6 Weeks 1-2 Weeks 1-2 Weeks <5 Days
Apply anywhere, any time! Yes No No No No
Hassle-free documentation & processing 10 minute online application 3 months 1 week Doc intensive Unregulated

Friendly

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Zero Collateral Yes No May be May be Yes
Minimum years in business 1 year 3-5 years 3-5 years 3-5 years Varies
More inclusive for 'New-Age' business Yes No No No May be

Affordable

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Loan Tenure 1-12 Months Not less than 1 year Not less than 1 year Not less than 1 year <1 year
Preclosure Penalties None 5% of loan 5% of loan 0-5% of loan Varies
Repayment options Flexible EMI only EMI only EMI only Weekly, Monthly
Advertised interest rate 18% - 24% 14% - 16% 14% - 22% 16% - 24% 24% - 120%
Processing fees upto 2% 2% 2% - 3% 2% - 3% 2%
Hidden charges None Varies 2% Insurance 2% Insurance None

Compare Us

Fast

FAST

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Time to get funds <1 Week 4-6 Weeks 1-2 Weeks 1-2 Weeks <5 Days
Apply anywhere, any time! Yes No No No No
Hassle-free documentation & processing 10 minute online application 3 months 1 week Doc intensive Unregulated

Friendly

FRIENDLY

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Zero Collateral Yes No May be May be Yes
Minimum years in business 1 year 3-5 years 3-5 years 3-5 years Varies
More inclusive for 'New-Age' business Yes No No No May be

Affordable

AFFORDABLE

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Loan Tenure 1-60 Months Not less than 1 year Not less than 1 year Not less than 1 year <1 year
Preclosure Penalties None 5% of loan 5% of loan 0-5% of loan Varies
Repayment options Flexible EMI only EMI only EMI only Weekly, Monthly
Advertised interest rate 18% - 24% 14% - 16% 14% - 22% 16% - 24% 24% - 120%
Processing fees upto 2% 2% 2% - 3% 2% - 3% 2%
Hidden charges None Varies 2% Insurance 2% Insurance None

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© Capital Float.
Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC) registered with the RBI.