Our Process

Apply

Apply

10-minute online application form

Upload

Upload

Digitally upload required documents

Approved

Approval

Receive instant approval in minutes

Drawdown

Disbursal

Loan amount disbursed within 72 hours

Compare Us

Fast

Friendly

Affordable

Fast

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Time to get funds <1 Week 4-6 Weeks 1-2 Weeks 1-2 Weeks <5 Days
Apply anywhere, any time! Yes No No No No
Hassle-free documentation & processing 10 minute online application 3 months 1 week Doc intensive Unregulated

Friendly

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Zero Collateral Yes No May be May be Yes
Minimum years in business 1 year 3-5 years 3-5 years 3-5 years Varies
More inclusive for 'New-Age' business Yes No No No May be

Affordable

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Loan Tenure 1-12 Months Not less than 1 year Not less than 1 year Not less than 1 year <1 year
Preclosure Penalties None 5% of loan 5% of loan 0-5% of loan Varies
Repayment options Flexible EMI only EMI only EMI only Weekly, Monthly
Advertised interest rate 18% - 24% 14% - 16% 14% - 22% 16% - 24% 24% - 120%
Processing fees upto 2% 2% 2% - 3% 2% - 3% 2%
Hidden charges None Varies 2% Insurance 2% Insurance None

Compare Us

Fast

FAST

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Time to get funds <1 Week 4-6 Weeks 1-2 Weeks 1-2 Weeks <5 Days
Apply anywhere, any time! Yes No No No No
Hassle-free documentation & processing 10 minute online application 3 months 1 week Doc intensive Unregulated

Friendly

FRIENDLY

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Zero Collateral Yes No May be May be Yes
Minimum years in business 1 year 3-5 years 3-5 years 3-5 years Varies
More inclusive for 'New-Age' business Yes No No No May be

Affordable

AFFORDABLE

Capital Float PSU Banks Private Banks Traditional NBFCs Money Lenders
Loan Tenure 1-60 Months Not less than 1 year Not less than 1 year Not less than 1 year <1 year
Preclosure Penalties None 5% of loan 5% of loan 0-5% of loan Varies
Repayment options Flexible EMI only EMI only EMI only Weekly, Monthly
Advertised interest rate 18% - 24% 14% - 16% 14% - 22% 16% - 24% 24% - 120%
Processing fees upto 2% 2% 2% - 3% 2% - 3% 2%
Hidden charges None Varies 2% Insurance 2% Insurance None

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Locations We Serve

North Zone

Delhi NCR: New Delhi | Ghaziabad | Faridabad | Noida | Gurgaon | Greater Noida | Bahadurgarh | Kundli

Haryana and Punjab: Barnala | Chandigarh | Mohali | Derabassi | Zirakpur | Jalandhar | Ludhiana | Rajpura

Himachal Pradesh: Panchkula | Baddi | Parvanoo | Nalagarh

Rajasthan: Jaipur | Chomu | Bhakrota | Bagru | Jodhpur | Udaipur

Uttar Pradesh: Agra | Lucknow

South Zone

Andhra Pradesh: Guntur | Rajahmundry | Vijayawada | Visakhapatnam

Karnataka: Bengaluru | Hoskote | Belgaum | Bellary | Kolar | Narasapura | Mysore | Tumkur | Udupi

Kerala: Cochin | Ernakulam

Tamil Nadu: Chennai | Sriperumbudur | Coimbatore | Dharmapuri | Erode | Hosur | Kanyakumari | Madurai | Namakkal | Salem | Thiruvallur | Tiruchirappalli | Tirupati | Tiruppur | Vellore

Telangana: Ghatkesar | Hyderabad | Secunderabad | Shadnagar

Puducherry: Pondicherry

East Zone

Chhattisgarh: Raipur

West Bengal: Hoogly | Howrah | Kolkata | Serampore | North 24 Parganas

West Zone

Gujrat: Ahmedabad | Rajkot | Surat | Vadodara

Madhya Pradesh: Bhopal | Dewas | Indore | Jabalpur | Pithampur

Maharashtra: Mumbai | Thane | Navi Mumbai | Virar | Bhayandar | Kalyan | Ulhasnagar | Nagpur | Nasik | Pune

Get a business loan in 3 days

Capital Float is your go-to provider of business loans in India, designed for and delivering to the SME sector. Whether you are on the lookout for unsecured business loans or for short-term working capital finance, you have come to the right place. Our expertise revolves around creating flexible and short-term loan solutions for the specific needs of SMEs, be it purchasing inventory, servicing new orders, or optimising cash flows.

Business Loans in India

Our team of experts will help you 'Break Limits' as an SME, enabling you to achieve business growth rather than chase financing sources. We achieve this through our mission of bridging the current gap in the market with innovative and flexible credit products for SMEs, delivered in an efficient and customer-friendly manner.

Why Choose Capital Float as Business Loan Provider

We, at Capital Float, understand the world of SMEs' their operating challenges, their financial constraints and their unique needs. We know how critical speed and flexibility of finance are to SMEs, and we believe that SMEs need not be restrained by restrictive financing policies and processes. Our business loan products are thus designed to help you build the right financial foundation to grow quickly and soundly in the short term. We strive to be partners in opportunity and growth creation for the SME segment.

Our Financial Products

We offer a range of short-term loans for small business, from business loans without security to business loans at short notice. Our key offerings include:

  • Short Term Finance: A collateral-free business loan with flexible repayment options.
  • Online Seller Finance: Quickly disbursed loans for e-commerce companies, designed for inventory or stock purchases.
  • Pay Later Finance: A rolling credit facility that can be used on an on-going basis to pay suppliers.
  • Merchant Cash Advance: Working capital finance availed through card machine swipes. SMEs can receive finance up to 200% of their monthly sales.
  • Supply Chain Finance: An unsecured business loan of up to 80% of the supplier bill value.
  • Taxi Loans: Loans designed for taxi owners with user-friendly features like low down payment and weekly EMIs.

Benefits of Taking Business Loan from Capital Float

Our fast, friendly, and affordable loan options can be availed of online through our website at the click of a button, anywhere, at any time! We disburse funds in less than 3 days without the hassle of elaborate documentation. The Apply-Upload-Approval-Disbursal process is smooth and easy. Users are required to fill in a 10-minute application form and digitally upload it along with the required documents.

Our SME Blog

Our blog provides a plethora of information and insight on trending topics related to business, financing and financial technology. The intent is to create an always-accessible and reliable knowledge repository that will help SMEs stay up to date in the Age of Information. You can find information about GST including, important definitions, tax slabs, the registration & payment processes, taxes subsumed and impact of GST on various industries, etc. on our GST blog.

Check out our SME blog.

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For Assistance

Call: 1800 419 0999 | Email: info@capitalfloat.com

Capital Float

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© Capital Float.
Capital Float is the trade name of Zen Lefin Pvt. Ltd., a non-banking finance company (NBFC) registered with the RBI.