• icon1 Interest rates starting from 16%
  • icon2 Get gold upto ₹ 10,000
  • icon3 Funds disbursed in just 3 days
  • icon4 Loans from ₹ 1 Lakh to ₹ 100 Lakhs

FAQs

  • What is the Great Indian Finance Festival (GIFF)?

    Every year, Capital Float conducts the Great Indian Finance Festival in Q2 to help SMEs prepare for the festive season ahead. During GIFF, some of our products will be available at reduced interest rates starting from 16%, along with lucrative rewards during ‘Flash sales’. This year, the Great Indian Finance Festival commences on July 1st and ends on September 30th.

  • What is a flash sale?

    Flash sale is a period of exclusive offers over a duration of 72 hours during GIFF, when SMEs can win exciting rewards on certain finance products, in addition to reduced interest rates. In GIFF 2017, SMEs can earn PayTM Gold for loans availed during the flash sale. Keep visiting this website or follow us on social media to stay updated about the flash sales.

  • Are all the loan products part of the Flash Sale?

    Only three of our loan products are part of the Flash Sale, namely: Merchant Cash Advance, Online Seller Finance, and Unsecured Business Loan. Merchant Cash Advance is ideal for retailers and service providers with consistent sales generated from POS machines. Online Seller Finance is offered to eCommerce merchants on the basis of their monthly sales on online marketplaces. Unsecured Business Loan is a collateral-free term loan for manufacturers, traders and service sectors to purchase inventory, service new orders or optimize cash cycles.

  • What are the interest rates?

    During GIFF, the three products on offer (Merchant Cash Advance, Online Seller Finance and Unsecured Business Loan) will be provided at reduced interest rates starting from 16%.

  • Who can apply?

    The festival is open to SMEs operating in India. Merchant Cash Advance is ideal for retailers and service providers with a bulk of their sales being generated via POS machines. Online Seller Finance is designed exclusively for eCommerce sellers, and SMEs in manufacturing, trading and service sectors can apply for Unsecured Business Loan.

  • How do I qualify for this scheme?

    Each of the three products has separate eligibility criteria in order for the borrower to avail the loan. Please find more details on these products on the links provided below.
    Merchant Cash Advance
    Online Seller Finance
    Unsecured Business Loan