Franchise Finance for Small Business

A significant number of enterprises achieve financial growth by becoming franchises of established brands. If you've done your due diligence and know that rolling out a franchise is the way for you to make it big in business, the next and most important aspect would be to identify the source of franchise funding that best suits your needs.

For a new franchise, initial expenses take the form of royalty fees, funds for inventory and working capital. Existing franchises too require a reliable source of finance to introduce new products of the brand, replenish stocks and maintain cash flow. Keeping this in mind, Capital Float has designed Franchise Finance to support the dreams of aspiring and budding franchise owners.

Franchise Finance is an ideal credit product for both new and existing franchises to cover their business financing requirements. You can avail up to ₹50 lakhs as a regular term loan or loan against card swipes depending on the nature of business operations, association with Franchise India and your location. To ease your growth as a franchise, we offer moratorium period on the business loan for franchise availed for up to 6 months. Read the special benefits offered by the loan below.

Features & Benefits

Quick Financing up to ₹50 lakhs

Whether your credit need is limited or extensive, we have got you covered. With Capital Float’s business loan for franchise, your business is eligible for a loan amount ranging from ₹5 lakhs to ₹50 lakhs.

Loan Tenure Ranging from 1-2 years

You can choose a suitable repayment tenure varying from 12 to 24 months based on the loan franchise amount availed and the expected returns from your venture.

72-Hour Loan Disbursal

Our data-driven competencies and team of highly skilled professionals assess your creditworthiness optimally, and disburse subway franchise financing within three working days.

Moratorium period

As a franchise, you are likely to experience long waiting periods before cash flows into your business. Keeping this irreversible aspect of the business model in mind, we have ensured that you are provided with a moratorium period varying between 3-6 months on the loans they avail. During the moratorium period, you are required to only pay the interest on your loan and not the principal amount.

Easy, Hassle-free Loan Application

The Franchise Finance application process is very simple and completely online. Fill up a basic application form that takes under 10 minutes and submit the few requested documents digitally.

Customized Credit Criteria

Every business operates differently, and so do franchises. We at Capital Float understand this well, and have tailored our credit underwriting to suit your needs.

Eligibility Criteria

The franchises that can apply for franchise loans should fall under the following industry segments:

  • Education
  • Beauty & Health
  • Food & Beverages
  • Fashion & Life Style
  • Retailers
  • Sports, Entertainment & Fitness
  • Automobile sector
  • Dealer & Distribution

-Minimum vintage in business: New franchise owners are expected to have business vintage of 2 years to be eligible for franchise finance. Salaried individuals interested in starting a franchise would need to have an annual income of ₹12 lakhs for the last two years.

How to Apply

  • Click on ‘Apply Now’.
  • Fill in the Sign Up form. This takes less than 10 minutes.
  • Upload the requested documents.
  • Find the required loan franchise in your account within 3 days!

Documents Required

Fretting over physical documentation is a thing of the past. With Capital Float, simply upload the digital versions of these documents at the time of application of franchise loans:

  • Comprehensive Business Plan/Business Profile
  • KYC Documents of the applicant
  • Financial statements for SENP/Form 16 for salaried applicant and co-applicant for the last two years
  • Bank statements for the last 6 months
  • Opening balance sheet along with revenue projection for 3 years
  • Latest net worth statement of all members/partners/directors duly certified by a chartered accountant

Fees and Charges

At Capital Float, we pride ourselves on conducting business in the most transparent manner. For any loan you avail, we typically charge a processing fee of 2% of the availed amount. There are no hidden or pre-closure penalties during or after your application procedure.

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