Business Loan in Hyderabad for Small Business

The city of Hyderabad is rich in history and architecture. In recent years, Hyderabad has also earned fame as a city that has experienced a burst of industrialisation. This boom in businessattracted major developments in the manufacturing sector, financial institutions, as well as in research. Such rapid developments however also created significant voids in the availability of business loans in Hyderabad.

The Economy

Commercial markets in Hyderabad can be split into central, sub-central, neighbourhood and local business districts. Of primary dominance is the service and IT industry, with extensive technological infrastructure hubs located in HITEC City, Madhapur and Gachibowli. The recent years have also seen a rise in the pharmaceutical and biotechnology industries spread across the city in areas such as Ameerpet, Kundanbagh, Cherlapally, and Saifabad.

The aeronautical industry has two main hubs, one in Begumpet and the other in Shamshabad. The textiles and apparel industry with unique handcrafted items are localised in Shilparamam and Charminar. Business and commercial retail industries are set up in stretches between Kukatpally, Chandanagar, Abids, Nampally, BHEL, Banjara Hills and Jubilee Hills.

Business Loan Hyderabad Made Easy

If you are an SME looking to propel your new business, Capital Float provides secure business loan in Hyderabad to fund your operations. We serve a wide range of industries with loans customised for each segment.

You can easily apply for any of these flexible short-term loans in Hyderabad:

Term Finance

This short-term loan for small businesses is popular among manufacturers, resellers, distributors and traders. To be eligible for this loan, businesses must be operational for at least three years and must have a CIBIL score of 650 and higher the annual business turnover has to be over one crore. Documents such as bank statements of six months, KYC documents and VAT returns for the last one year are required to process the loan.

Online Seller Finance

Online seller finance is ideal for e-commerce businesses that are looking to expand to other marketplaces, purchase stock, increase inventory or explore into product groups. Eligibility criteria include a minimum operational history of one year. This business loan in Hyderabad requires minimum quarterly sales of ₹75,000 and minimum partnership vintage of over six months. Documents needed are bank statements for the last six months and KYC documents for you as well as for your organisation.

Merchant Cash Advance

Retailers benefit the most from Merchant Cash Advance finance. However, the business must have a minimum turnover of ₹20,00,000, a minimum card acceptance of six months and operational history of one year. VAT returns, card settlements and documents relating to the last 12 months’ current account will be necessary to avail yourself of this loan.

Supply Chain Finance

SMEs that receive invoices from blue-chip companies as proof of future payment can avail Supply Chain Finance. This ensures that their working capital is not affected. To benefit from this business loan in Hyderabad, businesses must have an operational history of more than two years. Keep your audited financials for the last two years ready, along with VAT returns and KYC documents for easier processing.

If you are a business owner, you can visit our website or contact our representative at 1800 419 0999 to avail a business loan in Hyderabad that is best suited for your business.