The vibrant and strong economy of Delhi saw a boom over the last few years. The tremendous growth in every sector is contributed mostly by the tertiary sector, followed by the primary and secondary sector. Key industries such as banking, financial services, insurance (BFSI), agri and processed food, construction, real estate, IT and ITeS, tourism and logistics contribute greatly to the state’s economy.
Delhi works as the largest marketplace in northern India, thanks to its political and economic prominence. The capital city has several industrial complexes, the more important ones being those at Okhla, Naraina, Kirti Nagar and Mangolpuri. Service companies operate around Nehru Place, Mathura Road, Janakpuri and Lajpat Nagar. The building and construction sectors operate around Punjabi Bagh, Rohini and Janakpuri. You can find the chemical and petrochemical companies in Hauz Khas Enclave, Greater Kailash, Connaught Place etc.
The CBD, or Central Business District, is located around Connaught Place and is home to retail, banking and corporate establishments. This is also where a majority of business loan in Delhi NCR requests takes place, as it is a popular location for key financial and banking institutions. South Delhi is home to the secondary business district with major hardware and computer hubs. The biggest telecom and pharmaceuticals businesses are also in Nehru Place. This place also houses commercial properties such as IFCI and GESCO.
CapitalFloat offers speedy access to finance for entrepreneurs looking for a business loan in Delhi. With hassle-free application process, flexible credit products, zero collateral requirements and more, our platform offers the best-in-class borrower experience. If you are looking for a business loan in Delhi, then CapitalFloat is the right place for you. With minimum application time, tailored loans and a flexible repayment structure, you can take your business to the next stage by partnering with us.
Here’s how our products can help you:
Best suited for traders, resellers, manufacturers and distributors, this term finance product is ideal if you have a short-term loan requirement. SMEs have to meet certain criteria to be eligible for this business loan in Delhi. This includes a minimum operating history of 1 year, annual turnover of above 1 crore and a CIBIL score of 650.
The online seller finance is ideal for addressing shortfalls in inventory, price fluctuations and the expansion to other online marketplaces. You can avail of collateral-free working capital loan, but to be eligible for this loan, a minimum partnership vintage of more than 6 months, quarterly sales of ₹75,000 and an operational history of 1 year are required.
Retailers and merchant store owners using point of sale (POS) machines to receive payments from their customers will find this business loan in Delhi as a solution to their requirement. The eligibility criteria for this are an operational history of 1 year and a monthly card sales volume of ₹1 lakh, with at least six settlements per month.
Manufacturers and large enterprises can opt for the supply chain finance business loan in Delhi NCR to infuse capital and to leverage any outstanding bills or invoices. If you are operational for 2 years at least, have a turnover of over ₹1 crore and a minimum customer vintage of over 3 months, your business will be considered as eligible for this loan.
To ensure a smooth application process, we suggest you keep digital copies of documents when you apply for a business loan in Delhi. Here’s what you would need:
| Loan Products | Documents Required* |
Short Term Finance |
KYC documents |
VAT returns |
|
ITR documents |
|
Bank statements of last 6 months |
|
Online Seller Finance |
Bank statements of last six months |
KYC documents of self and organisation |
|
1 year current account documents |
|
VAT returns for the last 6 months |
|
Card settlement statements |
|
KYC documents of self and organisation |
|
Supply Chain Finance |
VAT returns and bank documents |
KYC documents of self and organisation |
|
Invoices for the last 3 months |
|
Sales ledger for the last 6 months |
If you are a business owner, you can visit our website or contact our representative at 1800 419 0999 to avail a business loan in Delhi that is best suited for your business.