Business Loan in Delhi for Small Business

The vibrant and strong economy of Delhi saw a boom over the last few years. The tremendous growth in every sector is contributed mostly by the tertiary sector, followed by the primary and secondary sector. Key industries such as banking, financial services, insurance (BFSI), agri and processed food, construction, real estate, IT and ITeS, tourism and logistics contribute greatly to the state’s economy.

Industrial Division

Delhi works as the largest marketplace in northern India, thanks to its political and economic prominence. The capital city has several industrial complexes, the more important ones being those at Okhla, Naraina, Kirti Nagar and Mangolpuri. Service companies operate around Nehru Place, Mathura Road, Janakpuri and Lajpat Nagar. The building and construction sectors operate around Punjabi Bagh, Rohini and Janakpuri. You can find the chemical and petrochemical companies in Hauz Khas Enclave, Greater Kailash, Connaught Place etc.

The CBD, or Central Business District, is located around Connaught Place and is home to retail, banking and corporate establishments. This is also where a majority of business loan in Delhi NCR requests takes place, as it is a popular location for key financial and banking institutions. South Delhi is home to the secondary business district with major hardware and computer hubs. The biggest telecom and pharmaceuticals businesses are also in Nehru Place. This place also houses commercial properties such as IFCI and GESCO.

Quick business loan in Delhi NCRfor SMEs

CapitalFloat offers speedy access to finance for entrepreneurs looking for a business loan in Delhi. With hassle-free application process, flexible credit products, zero collateral requirements and more, our platform offers the best-in-class borrower experience. If you are looking for a business loan in Delhi, then CapitalFloat is the right place for you. With minimum application time, tailored loans and a flexible repayment structure, you can take your business to the next stage by partnering with us.

Here’s how our products can help you:

Term Finance

Best suited for traders, resellers, manufacturers and distributors, this term finance product is ideal if you have a short-term loan requirement. SMEs have to meet certain criteria to be eligible for this business loan in Delhi. This includes a minimum operating history of 1 year, annual turnover of above 1 crore.

Online Seller Finance

The online seller finance is ideal for addressing shortfalls in inventory, price fluctuations and the expansion to other online marketplaces. You can avail of collateral-free working capital loan, but to be eligible for this loan, a minimum partnership vintage of more than 6 months, quarterly sales of ₹75,000 and an operational history of 1 year are required.

Merchant Cash Advance

Retailers and merchant store owners using point of sale (POS) machines to receive payments from their customers will find this business loan in Delhi as a solution to their requirement. The eligibility criteria for this are an operational history of 1 year and a monthly card sales volume of ₹1 lakh, with at least six settlements per month.

Supply Chain Finance

Manufacturers and large enterprises can opt for the supply chain finance business loan in Delhi NCR to infuse capital and to leverage any outstanding bills or invoices. If you are operational for 2 years at least, have a turnover of over ₹1 crore and a minimum customer vintage of over 3 months, your business will be considered as eligible for this loan.

To ensure a smooth application process, we suggest you keep digital copies of documents when you apply for a business loan in Delhi. Here’s what you would need:

Loan Products Documents Required*

Short Term Finance

KYC documents

VAT returns

ITR documents

Bank statements of last 6 months

Online Seller Finance

Bank statements of last six months

KYC documents of self and organisation

Merchant Cash Advance 

1 year current account documents

VAT returns for the last 6 months

Card settlement statements

KYC documents of self and organisation

Supply Chain Finance

VAT returns and bank documents

KYC documents of self and organisation

Invoices for the last 3 months

Sales ledger for the last 6 months

If you are a business owner, you can visit our website or contact our representative at 1860 419 0999 to avail a business loan in Delhi that is best suited for your business.