Business Loan in Bangalore for Small Business

Bangalore is home to several highly profitable businesses in the country. If you have a valuable business idea, you will be pleasantly surprised by the economic stability and the extensive business and investment opportunities here. The feats of technology have earned the city its sobriquet of being the ‘Silicon Valley’ of India. Considered as one of the fastest growing cities, Bangalore is also home to various firms that specialise in R&D, software production and electronics.

The Economy

As in any major city, you will find pockets where similar industries tend to congregate. The greater part of the IT industry is located in Whitefield, Electronic City, Marathahalli, Bellandur, Mahadevapura and CV Raman Nagar; aerospace hubs are in Krishnarajapuram, Ulsoor, Rajajinagar; manufacturing industries are in Peenya and Malleshwaram; automobile cluster is in Hoskote; and retail hubs are in Indiranagar, Koramangala, Jayanagar and Bannerghatta Road.Given this expanse of commerce, many fresh businesses would like to ride the wave while the going is good.

Banking and Loans

Clearly, there will be sizeable requirement of capital, since many businesses will be looking either to expand or to begin something afresh. Several major banks are entrenched in the city, but the chances of procuring a loan still appear poor. If you want a business loan in Bangalore, the loan process, business potential, and repayment schedule are far from easily accessible to all businesses, however sound their propositions may be.

Finance for Every Business

At Capital Float, we understand your business need and for a business loan in Bangalore there is no one credit product that fits all. We have therefore crafted customised loans for different cash flow and credit requirement of SMEs in various verticals. Check out our products below to find the best credit product according to your specific segment:

  • If you are a manufacturer, reseller, distributor, B2B service, or a trader in Bangalore, you can opt for Capital Float’s 'Term Finance'
  • For B2C marketplaces and e-commerce companies either looking to expand to other markets, increase inventory or purchase stock, ‘Online Seller Finance’ is the right finance option.
  • The ‘Inventory Financing’ business loan in Bangalore provides an essential solution to growing businesses who have to line up their supplier payments regularly.
  • Restaurant and retail storeowners looking to offer great shopping experience will find their immediate working capital needs fulfilled through the ‘Merchant Cash Advance’ business loan in Bangalore.
  • Capital Float’s ‘Supply Chain Finance’ is useful for SMEs who have blue chip corporate clients and need to inject funds either to seize a growth opportunity or to run operations.

Eligibility and Documentation

Getting a business loan in Bangalore from Capital Float will definitely benefit you and your business unlike traditional lending institutions such as banks and NBFCs who typically practise relatively longer processes. With us, the process is transparent, quick and personalised to each business requirement, and is also flexible in terms of repayment. Here is what you need to know about the business loan eligibility criteria and the documents required to get working capital finance for your business.

Loan Products Customer Segment Eligibility Criteria* Documents
Required*
Short-term
Finance
Manufacturers Operational history
of three years
KYC, Pan Card,
Address Proof,
Company Financials,
Bank  Statements
Traders Annual business
turnover of over ₹1 crore
Resellers / Distributors CIBIL score of
over 650
Online Seller
Finance
B2C Operational history
of one year
E-commerce Partnership vintage
of more than six months
  Quarterly sales
of ₹75,000
Merchant Cash
Advance 
Merchants Operational history
of one year
Retail Store
Owners
Turnover of ₹20,00,000
Restaurants Card acceptance
vintage of six months
Supply Chain
Finance
Enterprises Operational history
of over two years
Manufacturer Customer vintage
of over three months
  Turnover of over ₹1 crore

If you are a business owner, you can visit our website or contact our representative at 1800 419 0999 to avail a business loan in Bangalore that is best suited for your business.