Business Loans in India

Ambitious businesses constantly seek funds to leverage opportunities for growth. Be it to regulate cash flow, increase sales and profit margins or to build inventory, the reasons to avail fast business loans can be unique for enterprises in different industry segments. However, availing working capital loans from conventional lending institutions might not be the best option for small and medium enterprises(SMEs) as they require plenty of documents and collateral in exchange for the loan. Also, low credit limits, high interest rates and rigid repayment schedule may deter short-term business growth.

This is where Capital Float makes a difference - we provide SMEs with an opportunity to achieve their business aspirations by facilitating easy access to working capital finance. Timely access to business finance makes all the difference to an enterprise's growth journey, and we understand this the best. As a result, we have designed customized finance solutions that cater to the unique needs of businesses.

  • Term Finance
  • Merchant Cash Advance
  • School Finance
  • Doctor Loans
  • Supply Chain Finance
  • Franchise Finance
  • Pay Later Finance
  • Proprietor Loans
  • Online Seller Finance

Collateral free business loans for SMEs with flexible repayment options, disbursed within 3 days to cover short-term needs

Loans against card swipes up to 200% of the monthly sales made via Point-of-Sale machines

Swift finance for existing school owners to address their short-term operational expenses

Customized small-term loan products for doctors and medical professionals

Hassle-free finance up to 100% of the invoice furnished for the purpose of the loan

Unsecured working capital loans for existing and new franchise owners to establish or improve upon service offering

A rolling loan product with a predetermined credit facility using which SMEs can make multiple supplier payments

Paperless loan product designed exclusively for small-retail store owners with amount up to Rs 5 lakhs

Quick, customised business loans for e-commerce sellers to facilitate inventory purchase

The Capital Float Advantage

  • Collateral-free Finance for small businesses
  • Loans up to 1 crore
  • Simple Online Loan Application
  • Funds Disbursed in just 3 days

Capital Float caters to an entire range of businesses - from full-fledged manufacturing, trading and service sector enterprises to micro retail units, franchises and schools. You can apply for a loan for business without collateral by filling a simple online application form and uploading a few supporting documents. Browse through our collateral-free business loan portfolio and choose the credit product that best suits your business requirements.

Features & Benefits

  • Quick disbursal

    Our cutting-edge tech integration and data-driven competencies allow us to assess your creditworthiness optimally, which enables us to disburse a small business loan in India without security in 72 hours.

  • Zero collateral requirement

    Capital Float provides finance for business without the requirement to present personal or business assets as collateral for any credit product that you avail.

  • Customized credit criteria

    Our specialized credit underwriting parameters take into account the nature of your business, the scale of operations and revenue to create a unique offer for quick business loan without security.

  • Easy business loan application process

    Get access to quick working capital finance from the comfort of your home or office. As long as you have a desktop or smartphone with an internet connection, you can apply for a small business loan online from wherever you are at any given time.

  • Flexible repayment terms

    Seasonality of your business is now no longer a problem! Manage cash flows efficiently and cover the gaps in working capital expenditures by choosing flexible terms of repayment for your SME business loan.

  • Loan tenures

    You can opt for short term or medium term unsecured business loans, depending upon your business resources and objectives.

  • Affordable Interest Rates

    All our finance solutions are offered at competitive business loan interest rates, which ensures that they can be easily affordable for SMEs. So is the case for MSME loans as well.

Eligibility Criteria & Documents

We understand that no business is alike in the way they function, and have designed innovative credit products to cater to their specific business loan requirements. The eligibility criteria for business loan and documents required for each product are different, and you can view them by clicking on the respective product pages.

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