Our Products

  • Term Finance
  • Merchant Cash Advance
  • School Finance
  • Doctor Loans
  • Supply Chain Finance
  • Franchise Finance
  • Pay Later Finance
  • Proprietor Loans
  • Online Seller Finance

Collateral free business loans for SMEs with flexible repayment options, disbursed within 3 days to cover short-term needs

Loans against card swipes up to 200% of the monthly sales made via Point-of-Sale machines

Swift finance for existing school owners to address their short-term operational expenses

Customized small-term loan products for doctors and medical professionals

Hassle-free finance up to 100% of the invoice furnished for the purpose of the loan

Unsecured working capital loans for existing and new franchise owners to establish or improve upon service offering

A rolling loan product with a predetermined credit facility using which SMEs can make multiple supplier payments

Paperless loan product designed exclusively for small-retail store owners with amount up to Rs 5 lakhs

Quick, customised business loans for e-commerce sellers to facilitate inventory purchase

Our Exclusive Benefits

Apply from anywhere, at any time

We are always open to serve the financial requirements of your business.

Completely transparent

We clearly specify and communicate fees and charges.

Customized products

We have tailored financial products for all your business needs.


Customer Speak

Capital Float helped me serve more customers and increase my revenue by 5x.
Mohd Ali Zeeshan - Rayhaan Tours & Travels
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Customer Speak

Capital Float helped me serve more customers and increase my revenue by 5x.
Mohd Ali Zeeshan - Rayhaan Tours & Travels
Play Video

Our Newsroom

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Indian lending platform Capital Float raises $22M Series C extension from Amazon


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New, Innovative Financing Options for MSMEs

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Digital lending startup Capital Float raises Rs 293 crore in Series C funding

We are in 100+ cities.

Get a business loan in 3 days

Capital Float is your go-to provider of business loans in India, designed for and delivering to the SME sector. Whether you are on the lookout for unsecured business loans or for short-term working capital finance, you have come to the right place. Our expertise revolves around creating flexible and short-term loan solutions for the specific needs of SMEs, be it purchasing inventory, servicing new orders, or optimising cash flows.

Business Loans in India

Our team of experts will help you 'Break Limits' as an SME, enabling you to achieve business growth rather than chase financing sources. We achieve this through our mission of bridging the current gap in the market with innovative and flexible credit products for SMEs, delivered in an efficient and customer-friendly manner.

Why Choose Capital Float as Business Loan Provider

We, at Capital Float, understand the world of SMEs' their operating challenges, their financial constraints and their unique needs. We know how critical speed and flexibility of finance are to SMEs, and we believe that SMEs need not be restrained by restrictive financing policies and processes. Our business loan products are thus designed to help you build the right financial foundation to grow quickly and soundly in the short term. We strive to be partners in opportunity and growth creation for the SME segment.

Our Financial Products

We offer a range of short-term loans for small business, from business loans without security to business loans at short notice. Our key offerings include:

  • Short Term Finance: A collateral-free business loan with flexible repayment options.
  • Online Seller Finance: Quickly disbursed loans for e-commerce companies, designed for inventory or stock purchases.
  • Pay Later Finance: A rolling credit facility that can be used on an on-going basis to pay suppliers.
  • Merchant Cash Advance: Working capital finance availed through card machine swipes. SMEs can receive finance up to 200% of their monthly sales.
  • Supply Chain Finance: An unsecured business loan of up to 80% of the supplier bill value.

Benefits of Taking Business Loan from Capital Float

Our fast, friendly, and affordable loan options can be availed of online through our website at the click of a button, anywhere, at any time! We disburse funds in less than 3 days without the hassle of elaborate documentation. The Apply-Upload-Approval-Disbursal process is smooth and easy. Users are required to fill in a 10-minute application form and digitally upload it along with the required documents.

Our SME Blog

Our blog provides a plethora of information and insight on trending topics related to business, financing and financial technology. The intent is to create an always-accessible and reliable knowledge repository that will help SMEs stay up to date in the Age of Information. You can find information about GST including, important definitions, tax slabs, the registration & payment processes, taxes subsumed and impact of GST on various industries, etc. on our GST blog.

Check out our SME blog.

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